- The basics
- Card issuer: Advanced Payment Solutions Financial Ltd
- Card type: MasterCard
- Please contact the provider for information on how long this card will be valid for
- Great for
- No monthly, ATM, usage or currency fees for the first three months
- Up to £250 overdraft and £1,000 Direct Debit cover available – subject to approval
- Manage account via mobile app or online banking
- But be aware that
- After three months, regular ATM, usage and currency fees will apply, as well as a £5.95 monthly fee
Online account management 24 hour service No fee on foreign transactions Accepted online Sort code & account number included
Card application fee £4.90 Monthly service fee Free Annual service fee – Card replacement fee £5.95 Card cancellation fee £10.00 Dormancy fee There is a fee of £5.95 per month after 120 days dormant – no fee if no funds in the account
Card fee notes:
After the first three months a monthly service fee of £5.95 will be charged. Additional cards are charged at up to £5.95 each. There are two different pricing plans, activeplus is designed for those who use their card often, such as for everyday transactions. The fees and charges displayed relate to this pricing plan. The second option is flexiplus designed for those who use their card for one off purchases or emergencies. With flexiplus you will not be charged a monthly fee, instead you will pay a fee per transaction. You will automatically be issued with an activeplus account, and can choose to switch to a flexiplus account.
Cash Debit Card Credit Card Internet Free – – Post Office Free – –
You can top up the card by bank transfer, Standing Order or with cash at over 13,000 locations. You can also have your wages paid to it. A fee of up to 0.25% will apply to the total amount loaded over £1,000 in a calendar month at Cashplus retail stores, Post Offices and other retail outlets. At other retail outlets a £3.00 top up fee also applies.
Foreign transaction Fee 2.99% Purchase fee Free Internet Purchase fee Free
Transaction fee notes:
There are no fees for the first three months. The above charges apply after the first three months. You can use your card to get cash over the counter at a bank, subject to a fee of £3 per transaction.
ATM Withdrawal Fees
ATM withdrawal fee (UK) Free but after three months a £2.00 fee applies ATM withdrawal fee (International) Free but after three months a £3.00 fee applies
There are no cash withdrawal fees for the first three months. After the first three months, there is a UK ATM withdrawal fee of £2.00 and an international ATM withdrawal fee of £3.00.
You can get cash from any cash machine that displays the MasterCard brand mark, up to the amount that’s on your card or up to a limit of £500 per day.
- Minimum age: 18 Years
- You must be a UK resident. Secondary card holders must be over 13